We analyzed 101 popular balance transfer cards using an average American’s annual spending budget and credit card debt and dug into each card’s perks and drawbacks to find the best of the best based on your consumer habits. We factored in each card’s transfer fee, the length of the 0% interest period and any interest you’d pay once the intro period ends. But the more you pay each month, the faster you’ll pay off the balance you’ve transferred, and ideally, you could pay off the debt in full before the higher interest rates kick in.คาสิโนออนไลน์